Cashback HDFC Card
Privileges on Cashback HDFC card
Know what you be entitled with this card
Card Cashback
* Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.
* 1% Cashback on offline* spends
Hassle Free
* Card Cashback will be auto-credited to your SBI Card account within two working days of your next statement generation. For details, please see Cardholders T&C
Reversal
- Reversal of Renewal Fee on annual spends of Rs.2 Lakh
Fuel Surcharge
* 1% Fuel Surcharge Waiver across all petrol pumps in India.
* Applicable on transactions of Rs. 500 – Rs. 3,000, exclusive of GST and other charges. Get maximum surcharge waiver of Rs. 100 per statement cycle per credit card account
💳 HDFC Pixel Play Credit Card – Features & Benefits
🎯 5% Cashback on SmartBuy
Earn 5% cashback on selected SmartBuy spends including travel bookings, vouchers, and Apple products.
💰 1% Unlimited Cashback
Get 1% cashback on all other retail transactions with no minimum spend requirement.
⛽ 1% Fuel Surcharge Waiver
Enjoy 1% fuel surcharge waiver up to ₹250 per billing cycle across fuel stations in India.
🍽️ Dining Discounts
Get up to 10% discount on dining through partner platforms like Swiggy Dineout.
💳 Contactless Payments
Tap & Pay securely for quick and convenient transactions.
🌍 Worldwide Acceptance
Use your card globally wherever the network is accepted.
📱 EMI Conversion Facility
Convert large purchases into easy EMIs directly from your HDFC net banking or app.
🎉 Annual Fee Waiver
Annual fee reversal on achieving ₹50,000 annual spend milestone.
🔒 Advanced Security
Enjoy secure online transactions with OTP authentication and fraud protection systems.
💳 HDFC Pixel Play Credit Card – Fees & Charges
💰 Joining Fee
₹500 + GST (may vary as per bank offer period)
🔁 Annual Fee
₹500 + GST per year
✅ Annual Fee Waiver:
Annual fee is reversed on spending ₹50,000 or more in the previous year.
📊 Interest Rate (Finance Charges)
Up to 3.6% per month
(Approx. 43.2% per annum – subject to bank policy)
⛽ Fuel Surcharge
1% fuel surcharge waiver
(Maximum waiver capped per billing cycle)
🌍 Foreign Currency Mark-Up
Approximately 3.5% of transaction amount
(Charged on international spends)
💳 Cash Withdrawal Fee
2.5% of withdrawn amount or ₹500 (whichever is higher)
⏳ Late Payment Charges
Based on outstanding amount.
Typically ranges between ₹100 – ₹1,300 depending on due amount.
🔄 Overlimit Charges
2.5% of over-limit amount (minimum ₹500)
📱 EMI Conversion Charges
Processing fee may apply as per EMI plan selected.
⚠ Important Note
All charges are subject to change as per bank guidelines. Please check the official bank website before applying.